Dear valued users,

In order to optimize the investment experience of users, BIB will launch the BIB Token pledge financial product, and invite you to experience it!

Launch time: 00:00, June 10, 2023 (UTC+8)

Product Description:

1. This financial product is a coin-based principal-protected floating income product. After redemption, the full amount of pledged BIB tokens (coin-based principal-protected) will be returned and USDT profit will be issued to the customer's spot account.

2. Operation mode of this product: Users will pledge idle BIB tokens to the BIB platform, and according to the market price of the pledge and the pledge ratio of 40%, the platform will invest the corresponding amount of USDT for quantitative strategy investment, and provide users with a certain amount of interest income based on the investment results. If the investment loss, the loss is borne by the platform, the user does not need to pay, only the loss of opportunity costs; if the investment profit, the platform charges a certain redemption fee when redeeming, and the remaining profit belongs to the customer.

3. This product starts from 500,000 BIB, and the single subscription limit is 100 million BIB.

4. The expected annualized rate of return of this product is 1.5%-2.6%, which does not represent the final return. The actual rate is subject to the real profit of the quantitative strategy investment.

Note:

1. The lock-up period of this financial product is 180 days, during which redemption is not supported and will be automatically redeemed upon expiration.

2. The confirmation time of product subscription is 12:00 on the next day of the subscription initiation date, and the user can cancel the subscription before 10:00 on the next day, and the system will start to calculate the product term at 12:00 on the next day of the subscription date.

3. The system will start to calculate the product term at 12:00 on the next day of the subscription date and will issue the principal and interest on the product maturity date + 3 days.

4. This product implements a floating redemption fee rate system, where the redemption fee rate = annualized order proceeds * management fee rate * number of share holding days/365, where the management fee rate changes according to the gradient of annualized order proceeds:

If the annualized return of the order is 2% or less, the management fee rate is 20%;

If the annualized return on orders is 2% (inclusive) - 5% (exclusive), the management fee rate is 25%;

If the annualized return on an order is 5% (inclusive) - 8% (exclusive), the management fee rate is 30%;

If the annualized return of the order is 8% and above, the management fee rate is 35%.

* The final right of interpretation of this product belongs to BIB platform.

Risk warning: Digital currency is a high-risk investment method. Investors are advised to purchase cautiously and pay attention to investment risks.

Thank you for your consistent support and help to BIB Exchange!

BIB Operations Team

June 9, 2023

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